Every sale. Every fee. In plain sight.

The Starter rate is 5% + $0.50 per successful transaction. Payment-provider processing fees are included on every plan, with no separate recurring-payment surcharge. Paid plans have the monthly and transaction prices shown above.

Each order records its fee at the time of payment. Changing your plan affects new payments; it does not rewrite earlier orders.

For a standard $30 USD payment collected through PayPal on Starter, with no tax, refunds, or other adjustments:

OurPay owes you the earnings from your sales as your reseller. Your seller balance starts with captured product revenue, excluding collected tax. OURPAY fees, refunds, lost disputes, and recorded payouts reduce it; applicable fee credits increase it. The dashboard calls the amount still owed to you “Seller Payable.”

Payment processing is included in the OURPAY fee. In this example, Seller Payable is $28.00. PayPal’s processing cost is paid by OurPay and does not create another deduction from your earnings.

Payments that reach your bank account directly are recorded as direct receipts. Crypto receipts retain their asset and network details. Neither is added to a USD balance as though OurPay were holding those funds for a cash payout.

Method availability and any bank, network, or currency-conversion costs depend on the payment route. Check the terms for your account before accepting a new method.

Full and partial refunds reduce your earnings. The original OURPAY transaction fee is not refunded. A lost dispute also reduces your balance by the disputed revenue and any dispute fee reported by the payment provider.

These adjustments are recorded separately so you can follow what changed on the order and in your balance.

Seller Payable is the amount owed to you, not confirmation that money has reached your bank. Automatic seller payouts are not available yet. Contact us to confirm settlement arrangements before accepting live payments.

Saving your bank details does not initiate a transfer or reserve a payout fee. Any external transfer must be reconciled before treating it as paid out.

Sell software, physical products, courses, services, and more. There are no OurPay category exclusions for lawful products and services. Payment availability depends on the requirements of the actual transaction.