OURPAY vs Stripe
Overview
Choosing the right payment infrastructure for your software business.
Stripe provides payment infrastructure and optional billing products. OURPAY is your merchant of record, connecting hosted checkout, subscriptions, product benefits, and Seller Payable in one service. You fulfill and support the products and services you sell.
Feature Comparison
| Feature | OURPAY | Stripe |
|---|---|---|
| Payment Processing | ||
| Subscription Management | ||
| Merchant of Record | ||
| Optional provider-backed tax filing and remittance | ||
| Framework Adapters | ||
| Automated Benefits Engine |
Pricing
OURPAY
flat default per successful transaction
- Organization-issued invoices and Seller Payable ledger
- Payment-provider processing fees included
- Central PayPal collection with explicit reconciliation
Stripe
by country, payment method, and enabled products
- Tax compliance is your responsibility
- Subscriptions at 0.7% added fee
- Additional costs for international sales
OURPAY is the merchant of record. The Starter rate is 5% + 50¢ per transaction, including payment-provider processing fees. Paid plans have different monthly and transaction rates. See the pricing guide for refund, dispute, and settlement details.
Developer Experience
Designed for developers
Both Stripe and OURPAY offer excellent developer experiences, but OURPAY is purpose-built for software monetization with modern frameworks and ergonomic SDKs.
6-line integration
OURPAY provides a 6-line integration with framework adapters, making it easy to get started with minimal code.
Framework adapters
OURPAY provides native support for Next.js, BetterAuth, Laravel, and more.
Why Choose OURPAY?
OURPAY is purpose-built for software businesses
OURPAY is specifically designed for developers monetizing software. Choose it for its product, billing, entitlement, and ledger workflows when you are prepared to operate the matching legal, tax, processor, and payout model.
Explicit fee accounting
Your plan’s transaction fee includes payment processing. The seller ledger shows the amount deducted from your earnings.
Tax records without false promises
Numeral-backed nexus, registration, filing, and remittance state is visible separately from the sales ledger.
Built for software
Features designed specifically for SaaS, digital products, and software licensing.
Ready to simplify your payments?
Join developers who have chosen OURPAY for flexible global software monetization.